I agree with you but right now RTX 4090 cards are pushing $2000, which doesn't leave much budget left. I'd suggest picking up a used 3090 card from eBay, which are currently around $800. This will still give 24gb of VRAM like the 4090.
any recommendations on how to buy one? e.g. 24GB model, any particular model to run LLMs? what is the biggest baddest LLM you can run on a single card?
have been thinking about it but was sticking with cloud/colab for experiments so far.