> You ride the public transport to work and your counterpart drives his luxury SUV.

Oh, it's way worse. Within 10 minutes' walking distance from my home, I have a professional theatre, a concert hall, a cinema, a library, multiple very good schools, museums, several shopping centers, hundreds of bars and restaurants, a farmers market, and a ton of other places. I'm naughty and barely consume anything to visit those places, not even a drop of petrol. I'm so deprived of luxury that I walk to work like a Depression-era pauper.