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I don't do many bitcoin payments, but I can safely say that none of them have been for ransomware or crime.

Not so sure I buy the "future of finance" part, but this framing is equally fanciful.

For a totalitarian definition of crime, perhaps.

I pay my VPN with Crypto and I love that I have the possibility to do this.

Only useful for ransomware and crime?

You forgot the most important use-case of all: pump and dump scams!

My most important use case is paying my monthly online services bills (like VPSes, domain leasing, etc). But I guess we're all touching different parts of the elephant.