Can you list these apps?
1. There's an app I use to operate and pay for the laundry machine in the basement of my apartment building.
2. There's an app I use during fire drills--I'm a a teacher--to confirm all my students made it out of the building.
3. There's an app I use to see the real-time location of the private bus which picks me up in the morning.
(None of these apps have equivalents on the web.)
The connecting thread is that I didn't really choose to use these services, someone else chose for me.
Everything else I have managed to move to my computer or replace with alternatives, but the payment one, it's basically the only way to transfer money to friends and family, that isn't a major hassle.