My parents got scammed in the past so they are on the lookout, but I still don’t think they are careful enough. And due to their age they get attacked a lot! Last time I visited, their phone was ringing every hour or two--all scam/spam. It’s only a matter of time until the next one is clever enough to get through.
I think these “external caller” scams are going to be with us until that generation dies out. The “trust the phone” instinct is too strong. Of course for my generation, the scammers will find something we inherently trust and exploit that, I have no doubt.