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Ehh, public uni salaries are quite fine considering the vastly better health insurance and other benefits...

Huh? 3 weeks vacation, $3,000 deductible and $8,000 OOP max for a couple. Not particularly notable, and higher than most OOP maxes I've had at private companies.

I mean, sure I can go to some concerts for free at the music school and use the makerspaces but that really doesnt make up for the $50k+/year I’m leaving on the table.

I suppose your mileage may vary. The individual deductible at UW-Madison is $250, out of pocket limit is $1,250. You can also choose between 3 providers. Also, vacation benefits ramp up and are quite generous after you've been there for a while.

https://etf.wi.gov/insmedia/2023/23et-2112sb/download?inline...

Depends on the state. In New York, for example, the health benefits are awesome, but retirement for new employees, especially mid-career, are meh.

Other places are way worse. Devalued benefits and pensions funds that are unfunded.

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