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I can’t pay my mortgage with a car either. Or US dollars, for that matter. Are those worthless as well?

Huh?! You can sell your car, or take a loan against it. You can convert US dollars into your local currency.

Your individual data is worthless. Data is only worth something in aggregate.

I can give away some data to use a service. Companies generate money using this data. It is not useless.

Is it not like saying that any individual worth nothing because their social value is zero outside a collective?