I bet the dealers still get to upsell you on body undercoating or whatever before the sale is finalized. Is amazon going to handle loan approval? Or do they think that people will just up their Amazon Prime chase card limits to 40K and pay for it the same as box of paper clips?
That'd be a pretty direct improvement in the modern car market.
Because now they're playing a repeated game [1].
(Say what you want about Amazon's reputation towards sellers,) but they generally swiftly handle stereotypical seller BS when it comes from sellers for other kinds of items.
"Be extremely careful and document everything - this happened to me with Amazon when I ordered a high end graphics card, and got an empty box. They said to send it back, but when they got it, forgot all about the part where I said the item was missing and claimed I didn’t complete the return. Then they claimed to my credit card company I never requested a return. Then they told the state AG that they had accepted my return when I filed a complaint (perjury!) In the end, I lost 2500$ USD."
Currently you have to manually opt-in to do this and enter the information in yourself.
I already frequently buy all of my vehicle maintenance items via AMZN.
I presume Amazon wants in on the Carvana-style predatory lending action.
But if Amazon isn't giving loans on these cars, yeah, it seems like an odd move.