I absolutely can't stand this financial tracking. Nobody should. Cash sure is inconvenient, but at least try paying with gift cards or crypto like Monero, so many services support them.
If you're anti-tax more power to you, corrupt governments who launder EU funds don't deserve any more money.
I've heard several horror stories here about people getting deported and couldn't pay for education because their banks blocked them.
The credit card score system is absolutely dystopian and a foreign concept at least in my part of the EU. You increase your chances of getting doxxed by just having a credit card because all the credit score reporting is done publicly and exposes an enormous amount of data.
Never in my life have I ever walked into a store that doesn't accept cash.
Keep hearing talk about restricting cash payments. Never in my life will I or anyone I know comply with such a dystopian control of money.