Most people in the AI world don't understand that ML is like actual alchemy. You can merge models like they are chemicals. A friend of mine called it "a new chemistry of ideas" upon seeing many features in Automatic1111 (including model and token merges) used simultaneously to generate unique images.
Also, loras exist on a spectrum based on their dimensionality. Tiny loras should only be capable of relatively tiny changes. My guess is that this is a big lora, nearly the same size as the base checkpoint.