How is Experian not sued out of existence for their total failure to protect their customers? I just don’t understand what law allows organizations that compromise large portions of entire societies to continue.
One of the best ways to affect this is to make complaints to the CFPB. They are the regulatory body that is responsible for making sure the credit bureaus aren’t harming consumers
We're not the customer, we're the product.
But why can't people successfully sue for libel/slander/defamation by individuals when they give false damaging information about the individual to creditors?
Those types of suits generally hinge on proving malicious intent
Malicious intent is the standard for public figures. The vast majority of people in Experian’s database are not public figures.
They didn't even ask me to verify my phone number when I entered it. Anyone with my SSN and phone number from an all-too-common data breach could easily pretend to be me and unfreeze my credit file.