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My Geico™ (US car insurance) premium went from [annual figures, $1000ddct 10x minimums, no accidents, 20 years licensed] $550 pre-pandemic to $800, as of latest summer renewal.

The introductory letter from Geico's division (of Berkshire Hathaway) tried to soften the blow of rates jumping 45% in just over three years... but I am about to drop down to liability only, and sell a vehicle to cover next few incurrence$.

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You should shop around too. I switched from Geico to Progressive and then to Connect (the one Costco members get). There's also a few you can only get from an agent which are way more picky about who they accept (I was rejected for switching brands too frequently).

To add onto what others said, insurance companies love loyalty. Loyal customers get charged more. I've found that shopping around about every 3 years is a good idea without too much trouble.

I found it hilarious that Progressive was giving me a loyalty discount that was far less than the rates increased.

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