I guess I just feel like idle capital is the devil's plaything. While it could be available for R&D, isn't it more likely to go towards lobbying and bending or breaking the law while maintaining a war chest to discourage prosecution/accountabillity?
I'm saying I believe it is bad for pro-social ends and society and that we should be striking a better balance in ensuring we keep the money moving in a trickle up fashion if at all