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My Xiaomi Mi 10T has a built in app for receiving FM radio, and I'm sure my old Samsung galaxy also had it.

I think those had analog FM receivers. HD radio is digital FM, you need a special tuner for it.

I think in that case it looks like some LG phones had DAB/DAB+ tuners built-in.

My old Nokia N900 had a FM _transmitter_ allowing me to broadcast to my car.