You can’t game something when the maximum award is still designed to be Not Enough On Its Own. That describes quite literally every US government aid program— from food stamps and school lunch debt at the very bottom of the financial ladder, to grants+loans for those who have demonstrated the academic merit to get into college, to healthcare and social security for literally every citizen in this entire country.
There is not a single program in the US, by careful design, that can give “too much”. Yet we still spend so much money on the bureaucracy trying to disqualify anyone from their own programs.
Imagine how much we’d save, socially (less homelessness! no death for lack of healthcare! a more educated and informed country!) but also maybe financially, if we actually _gave our people what they need_.