I grew up in the UK and still couldn’t tell you this off the top of my head. Most people can’t - when setting up systems with a cutoff date/time I’ve regularly been asked to have them expire at 11:59pm, because it avoids any ambiguity here.
I do enjoy though where systems have to deal with 'weird' days. I believe in the UK the rail ticketing system works on essentially a 26h day - that is to say if you buy a ticket at on 5th November, it will be valid until 04:00 on 6th November, so in some sense the hours 00:00-04:00 belong to both days.
Trying to find the source again but not having success.
Bias. Most people can. I'm in the UK, too.