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Yes

>What is this, generational animosity?

I imagine the money doesn't simply go poof when people die.

But Cuban-Americans' money won't go poof if Cuba is let free of the embargo either, nor will they magically get more money if the embargo continues. What do second- and third-generation Americans with Cuban ancestry get out of a continued embargo?

Yes

I thought everybody knew this about Cubans in Florida

Yes, and the kind of folks leaving Cuba now, tend to be the most desperate to be free from the government, so would only reinforce the animosity. You simply don't have people who are fans of the Cuban government coming here, so it's all negatively reinforcing.