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$2k/mo for consumer credit card data is absurdly cheap by at least an order of magnitude. So it’s either mispriced or it’s garbage data.

It is aggregated data. You are correct that if someone were selling data on individual cards, it would be a lot more expensive.

Aggregated or not, seeing Affinity’s panel being sold for peanuts on snowflake was not on my 2023 bingo card.