A cousin of mine in her 20's has a podcast. I listened in on one and was surprised to hear that whe was giving out financial and investing advice. For context, she lives with her husband in his childhood bedroom with her inlaws, and works two or three days a week as a health professional. She has virtually no savings or investments, relies on her inlaws for food, and has an expensive Jeep on a 6 year loan. Interesting to think that folks are listening to her advice as though she is an expert.