3 weeks sounds great. I got 3 days for the same. Also spent most of this month scrambling to set up alternatives to make payroll.
See [0]. They ore still holding $40k hostage and returned or blocked an entire months revenue. Definitely enough to kill many agencies and would have killed us in our earlier stages.
I have now tried Revolut, Airwallex, Payoneer, Bunq, OFX, and a few other alternatives. I am planning on doing a massive writeup comparing then all sometime soon.