And here I am trying to give Capital One some good faith. I've called them three times since I've been here and they insist that MasterCard forces them to do this.

Just reaffirms my suspicions that I need to shop around. I'm traveling and putting enough money on this card to start looking at ones that actually charge a fee and have decent "rewbates", I mean "rewards".

Less sarcastically, thanks for the heads up. I'd be greatful for any other hints of people that might not hate their credit card provider they want I do.