It's not much different in Europe.

Here in Spain health spending is so high that you have to pray to the gods to see a GP. Usually you end up having to go to the ER for any kind of problem because there are no appointments available for weeks.

Food and rent have skyrocketed these years. The official inflation numbers are a joke, they are like... 5%? When food has gone up in average by at least 50%.

Not sure about insurance.