You’re comparing against some of the highest rates in Europe; possibly because the Nordic countries value that same individuality that GP mentioned?
For example, Swedes have it drilled into their heads from an early age that "everyone deserves a home". This is not the case in America, where "poor people deserve to be poor because they're lazy, cut welfare, universal health care is socialism" is an acceptable statement, and in fact the basically party line for one of the two major political parties.