Correct me if I'm wrong... If you buy an actively managed money market fund (such as VMRXX by Vanguard) when Federal interest rates go up wouldn't the return from your VMRXX assets also go up?
In other words, if in 2033 a stick of gum is $10000, which implies there was high inflation between 2023 and 2033, which likely means Fed increased rates even more, wouldn't that cause your rate of return to go above 5% and therefore roughly maintain the value of your assets (assuming Fed keeps interest rates above inflation)?