In a late-stage capitalism world, where the climate is collapsing, and homes are unaffordable, where does hope come from?
Religion wraps it all up in a nice package, and plenty of folks do still choose religion and reap plenty of benefits from it, but there are other options out there.
When I was in my twenties and early thirties, I never worried about any of this at all.
Closed a loan? That costs me points, somehow.
Dad got a new cell phone and they ran the wrong person's credit? That cost me points too, because clearly their screw up was my fault. Hope he was still approved.
I rent and the cars are old. Sometimes I feel like I play on hard mode by having a $3000 VISA as my only debt.
If I make a $2000 purchase, they report it Tuesday, I pay that back to them Thursday, and I check my score? Woah, dropped 80 points! What a delinquent!
That might have become more of a rant than I intended. I should probably just apply for more credit stop the large points changes like this.
Of course, hoping for change and actually changing yourself are two very different things.