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Wow thats so low. Here we have 9% and its the „good” offer.

Soon Ill be working only to pay off interest.

The system we have is amazing and totally does not exploit honestly working ppl.

That's really bad. I refinanced last month to a 3.7% fixed 20-year because the fixed rate here is currently lower than base variable rate (6-month Euribor at 4.1%, which would mean about 5.5% effective rate after the bank markup).

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