WIV collected samples from bat populations to find novel coronaviruses. Processing those samples was not done in a BSL-4 facility, but instead in BSL-2 labs. Some of those samples, like RaTG13, were as close as 96% similar to SARS-CoV-2. Even if COVID didn't require GoF research to spill over into humans, and was a purely natural spillover, actively collecting novel viruses and processing them in a low-BSL lab is a recipe for disaster.
BSL-4 is reserved for pathogens known to be dangerous to humans. This policy effectively translates to treating novel viruses as safe until proven otherwise, which is reckless.