In that case, If you end up using OSS without any necessity of contribution from you, would you pay for that OSS software? since you did not contribute labor to it.
I completely understand organizations banning AGPL software. Having an employee mistakenly violate the license is just too great a risk. The majority of AGPL projects seem to be offering the same product on a different commercial license, which is the only way I'd use an AGPL project. E.g. paying for a non-APGL license to use it without the risk.