Our weekend hack on GoCardless - HipBucket | Hacker News Reader

Our weekend hack on GoCardless - HipBucket

hipbucket.com

20 pointstmcls19 comments

I'd add a js form validation before posting to GoCardless if I were you.. But the rest looks good, nice and simple!

Bad request: ["Ad hoc authorization amount is not a number", "Amount is not a number"]

Thanks for the heads up. Didn't get round to thinking about validation over the weekend. Will take a look this evening.

"HipBucket is the Doodle for online payments" was the first thing my eyes were drawn to, yet this sentence is difficult to process--maybe you could reword this? It looks like a cool idea though!

Would "HipBucket - online payments inspired by Doodle" be better?

I agree with the above poster. Importantly, Doodle isn't a strong enough brand to capture your point quickly and sharply.

It's important to pay respect to Doodle; however, you need to capitalise on that first sentence. I think something more to the order of, "HipBucket lets you collect payments through a single link, safely and easily."

edit: And obviously pay due respect to Doodle in a later sentence. And I love GoCardless.

I got incredibly excited about GoCardless... then I realised that it's UK only. Sigh. I guess the best we have in the US is Dwolla.

GoCardless is built on top of the Direct Debit scheme, which is pretty great.

Some details about DD here:

https://gocardless.com/direct_debit

Fun fact: Without scaremongering, as I'm certain it happens once in a blue moon, technically speaking someone can ask for some or all of their money back from their bank without even talking to you whenever they want and GoCardless will give it to them.

But as I said, blue moon. I did this to an electricity company that had failed to close my account 3 times, walked into the bank, asked for 6 months DD payments back. Bank did it with no quibbles.

Yep, direct debit is great (I'm originally from the UK). The US doesn't really seem to have an equivalent, though- you can do direct transactions on a checking account by giving those details to a provider, but then you end up having to maintain a balance with that provider (e.g. Dwolla). Pretty awkward.

it's great, unless you're on the other side of the fence. a customer decides that you don't deserve the money for the product you shipped, and requests the money back. without even bothering to clarify what's wrong. and there's absolutely nothing you can do about it.

well, technically there is, but is it worth 5-10£ in losses? no. and you loose. and customer gains. everyone's happy.

PS. I'm ranting, because my wife just sold on her online shop something to a customer, who then went to a bank and said they can't remember making this payment. so bank charged paypal, and paypal removed the funds. we raised a dispute, but got a standard answer of 'wait 75days and see what the bank decides, the decision will be final. bye.'

I think that's PayPal specifically. They have a reputation for repeatedly doing exactly this, especially on eBay transactions.

so how would that work in the DD scenario? someone goes to a bank and asks for 6 months of payments back, what happens to me (the seller)?

To be honest, I don't know. But the same applies to credit cards- I can walk into a store, buy something, then phone up my credit card provider and reverse the transaction.

It just happens with Paypal far more often, and their investigation process is much less transparent.

If you want to try this out, you can use bank account 55779911 & sort code 200000

Seems to be down.

It's working for me.

Buy me a burrito - http://hipbucket.com/buckets/kAg-tvBORlLKsnzWaQoEVg/payments...

Hmm.. it's still working for me.

Were you trying to access www.hipbucket.com or hipbucket.com? The former doesn't work.

Tried both. DNS record probably not propagated to my DNS server (Norway). Can anyone supply the IP address?

  hipbucket.com is an alias for cf-protected.hipbucket.com.
  cf-protected.hipbucket.com has address 173.245.60.115
  cf-protected.hipbucket.com has address 173.245.60.41

CloudFlare doesn't like direct IP access =\

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