One of the neighboring comments citing Intel’s HBM memory I guess does the 2-layer memory thing. The reason we probably don’t see these dual-level memory solutions is that the fast-access part of the memory of HBM is really expensive to implement on the same substrate as the SoC. For example, part of the reason why top-end GPUs are expensive (besides “pricing power in the age of AI”) is that they all have HBM memory.
DDR based memories are super-cheap in comparison to implement in hardware. Also another aspect is that the SoC needs to support HBM memory, most chips of yesteryears simply have DDR<n> support only.