Banks are too big to see what's coming

Bitcoin is on the scale of global commerce simply a thought experiment (or, less charitably, a Ponzi scheme).

So, of course, anything the modern banking system doesn't fully accomplish is "coming soon" for Bitcoin, right around the corner.

Never mind the fact that virtually all Bitcoin development is done either as a hobbyist project or by fly-by-night operations that end up getting fully compromised. No, somehow engineering problems that banks can't solve with tens of millions of dollars of dedicated IT security investment are going to be solved by Bitcoin startups for half-pennies on the dollar.

But, at any rate: exasperating though your argument is, it's also a non-sequitor. My point is that banks are dealing with zombie customer machines controlled by malware. Bitcoin falls to that same threat scenario too.

When a buyer comes, generate a new wallet for them. Poll the wallet to see if payment comes.

That's how you accept bitcoin payments.

And as amazing as Stripe is, getting working Bitcoin payments is even easier: generate key, show to your user, and query your daemon for payments.

https://en.bitcoin.it/wiki/Trade#Bitcoin_payment_systems

Basically it just comes down to generating an address for the customer and checking if a payment comes in.

Personally I wish I could pay for a lot more stuff using bitcoin, so I wouldn't have to keep giving out my credit card number to every website I want to buy something from. (I haven't dealt with paypal in years so I usually end up using my CC directly.)

Problem with btc of course is that once you've sent the money, it's gone, and there's no recourse if there was some kind of transaction problem, or the vendor decides not to acknowledge receipt.

I think you mean a stable or predictable currency. What you need is more volume in the bitcoin economy to stabilize the price. Of course, when the economy grow at extreme rate, the expense of that is a predictable currency. But with bitcoin, you can be certain 99% that it will never exceed 21 millions.

let alone one that generally needs to take on debt to jump classes within a generation.

But you don't need debt if you can merely save and jump classes within a generation. If you have saving, you can benefit from extreme growth in the bitcoin economy.