No I am not a Silicon Valley bro, with the amount of kids I have I’m practically 200% above poverty line. I have “great” insurance and still do this. It can be done.
I know insurance intimately and it’s a terrible deal with poorly aligned incentives (for patients). I think removing any and all possible middle men will significantly decrease the corruption factor and waste factor. I don’t need 3 levels of coding reviewer bosses, support staff, adjusters, Blah blah blah to check my visit codes when I am the one responsible for ensuring what I ordered is what is delivered.
I also participate in an HSA and have been appreciating this idea and if anything think it should be increased, more tax breaks and more money directly to people.
you have a right to be free. Right to self defense. Right to free speech.
You don't have a right to the services of others.