> And why would you test if you're having no symptoms?
It's useful in cases where you know you've been recently exposed to the virus. You can test yourself and avoid becoming an asymptomatic spreader.
If you, feeling fine, test positive for the virus then you know to stay away from everybody. You may be able to get a PCR to confirm at that point, but even if you can't, you can be confident (especially if multiple at home tests come back positive) that you're infected and act accordingly. You can contact your doctor, you can watch yourself closely for developing symptoms, you can isolate.
If you test negative after repeated tests in that situation, it's still not super comforting because false negatives are so high, but if you can't get a proper test due to your lack of symptoms the at home tests are the best indication that you've dogged a bullet that you're going to get. Maybe be careful to mask up when you go out just to be safe, but at that point you can be somewhat sure (as sure you can be) that you aren't going to get everyone around you infected.
That's pretty far from ideal. Ideally, anyone could just get a free PCR test, but it's way better than nothing and nowhere near useless.
I agree through, if you have symptoms it's best to assume the worst even if the home test is negative and see a doctor for a PCR in case it is covid or for a diagnosis and treatment in the event that it isn't.