Unfortunately it's a fever dream that, as an individual, you have no choice but to buy into. In a world with 7% annual inflation, putting your money in a traditional savings account is tantamount to hiding it under your mattress.
My business savings account is paying 5.5%. That's a long way from 0% in your mattress.
Not 7%, but also way better than cash.
Meanwhile, those profiting from the bubble all the time have long since cashed out.