There is a stupidity component here that i think got lost in the framing. The larger that becomes the more blame is functional to sustain your agency. You shouldnt be doing very stupid stuff, the only point at which that becomes a non issue is if you are unable to do so and require a legal guardian.

If you dont want one and keep your agency, be less dumb. This is a functional description not a moral argument. If somebody has to fix it for your, your say in the matter will drastically reduce.

Mnn, somebody didn't read the rest of the thread! Oops!