So what I'm getting from the article is that these three men lived in middle class households in the 70s, 80s and 90s, a period in America with a strong middle class, and that by today's standards had well off parents, but by the standards at the time, maybe only a little better off than the average person? There's a big difference between withdrawing a quarter million dollars from the bank and taking out a home equity loan and risking your security to help your son's business venture.