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Comment by MenhirMike | Hacker News Reader

Has anyone compared this to YNAB4? (Not the cloud-only subscription-only YNAB, but the good one that was killed off in 2019)

It's by far the best household bookkeeping tool I've ever used, but it won't ever get updates again (running it in a VM just so I can make sure I will always be able to run it), and it would be nice to have something that can track stocks and maybe even foreign currency - but for now, I would be happy with something that can just replace YNAB4.

The lack of Quicken OFX Import is a bummer :( But if the CSV import is good, it would still work. (As much of a pain as OFX is to implement for developers, especially since there's at least two major versions, it is pretty widely supported by US banks to download my transaction history)

Will probably give it a spin on the weekend, since the demo actually looks promising!

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https://actualbudget.org/ Actual has OFX support! Really great tool

Oh wow, this does look REALLY good, at least the demo does! Going to give it a spin.

Damn, how did I miss this? Looks like a really nice "self-hosted nYNAB". Only downside is that the native apps are unmaintained since the project went open-source, and the web UI isn't responsive (yet) - but looks like there are decent efforts to make the web UI into a usable PWA, if those succeed this may be my move away from nYNAB.

We've been working on getting the electron app up and running, you can download beta builds of it already, and I think it's mostly there.

Yep - There is on-going work to get good mobile support on the web app too!

I've been pretty happy with financier.io as a replacement. I pay the $12 a year for hosting, but I think you can get by running a CouchDB server somewhere. The author basically stopped working on it so its future may be in question, but he open-sourced the code. It's just an Angular application.

I may have been using YNAB wrong, but I had allowed budget categories to go negative and gradually fill them back in. Financier imported all of that data with 100% fidelity. YNAB5 couldn't do that and it's one of the key reasons I didn't upgrade. I wasn't keen on losing my historical budgeting data and starting all over (YNAB's official recommendation).

I use YNAB 4 every day on macOS thanks to patches available online for the Adobe Air framework (from 32 to 64 bits). What OS are you using?

I use Windows, though I did download the 64-Bit macOS patch just in case I ever need it. Mostly just playing it safe in case there are future incompatibilities because they'll have to pry YNAB4 from my cold, dead hands - unless I find an actual alternative :D

Is a MacOS build of YNAB 4 still available?

https://github.com/banesto/YNAB4-64bit/

OFX is unheard of in my country. I would look into it if someone could open a issue and attach a few sample OFX files.

Yeah, it's an American thing mostly, I think (it originates from Quicken). I know that Germany used to have another standard, HBCI (which is now FinTS?) and I'm not sure what other countries do.

OFX is a huge PITA to implement, I've tried it and realized I would want to get paid to put up with it :) I'll try the CSV import, if it works then there's no need to overcomplicate stuff.

The Demo looks really good by the way, and props for actually having one!

Perhaps you can just use https://github.com/aclindsa/ofxgo - it seems to be a pretty good Go package (just eyeballing it, haven't use it).

Have you tried gnucash? It does currencies, stock, properly (even journaling), etc., OFX import.

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