Would you mind explaining the second story? I don't play casino blackjack. Isn't the goal of the house to get blackjack? So if the dealer had Ace face up and King down, isn't he assured to win the hand and collect all the stakes?
They often weight the rules back towards the players in other strange ways, like, being able to double down at any time (even on the 3rd or 4th card), resplit aces, as well as surrender.