Paper checks are dead. Cash is dying. Who still uses them?
washingtonpost.com
washingtonpost.com
It's only dying because it's being killed.
For forcing you being tied to a bank, for the extra charges, and for the extra control.
Though... That's technically illegal in ny. They call it a cash discount that is not applied when using a cc.
The law making the retail side cash-payment-discount illegal is anti-consumer. The "cash discount" is better for the customer: they get to pay less. The retailer could have as well incorporated it into the price (and applied it to both cash and credit card payment), and the customer would still be paying more while none the wiser.
It should be the credit card companies charging for transactions that should have been illegal instead. Offer the same terms (0 charge) as cash. Make money on overdue fees and/or a small flat fee.