Maybe the most important feature allowed by the USB 3 speeds is that iPhone 15 Pro can record directly to an external drive, so you can plug that in to your editing machine and not worry about the phone's internal storage at all. But it's not something normal people are going to do.
So it intuitively aligns with my personal life and career experience.
I don't use NSA scanner tools or upload my sex tapes to Google's AI training model, so I sync my photos to my local NAS once a month.
OwnCloud or any of the other automatic, fully local syncing apps do this just fine daily. Then you sync photos/videos every time you're on your local network.
What makes you think any non-pro users do need data transfer capability?
Everything else goes over Wi-Fi.
Would it be nice if the cable was faster? Yes. Would I pay more for it? Dubious.
I could imagine some people do though, for transferring video or big pictures when on slow asychronous Internet at home and don't want to wait for everything to sync up to the cloud. I shovel stuff over local wireless via SFTP in such situations but that is not a man-on-the-street compatible solution.