It's not that good usually, e.g. PostgreSQL writes data in pages (8 KB by default), and changing 10K random rows in the 50M rows table can be quite close to the worst case of 1 changed page per changed row, so 8x of your estimate. Also need to multiply x2 to account for WAL writes. Also indexes. It's not hard to hit a throughput limit, especially with HDDs or networked storage. Although local SSDs are crazy fast indeed.