I do my business expense categorization manually and once a year. I thought that the categorization took the most time, but this year I timed it, and doing the imports took the longest (because I have multiple bank accounts, multiple cards) - log in, figure out how to export as csv, export, realize that I need to export with different settings, find that, repeat for all cards and bank accounts and transaction sources.
Does anyone know if there's something like YNAB but instead of only importing future transactions, something that will allow me to do historical import via Plaid? Would pay $50/mo if it worked really well. I'm hoping there'd be something that'd allow me to get a historical import of transactions.
It'd be great if with one click I could get all of my transactions from every bank account and every card during the 2023 year, and including transaction details that exist on payment provider websites but not on the bank/card (e.g. Paypal, venmo, Apple, Amazon transactions where the detail of what the purchase was is not shown on the statement), all into one spreadsheet, and then put them into this tool.