Florida’s “Nub City,” Where Residents Cut Off Their Own Appendages for Insurance
allthatsinteresting.com
allthatsinteresting.com
The man got caught and sent to jail and the insurance paid out, since it technically wasn't a suicide, as the man went to jail.
https://www.washingtonpost.com/news/morning-mix/wp/2014/10/2...
Typically, life insurance pays out in the case of suicide, especially if the policy has been unchanged for a couple years or so (some have an exclusion period at the start).
"Most life insurance policies include a suicide clause that prevents the insurer from paying out the claim if the insured's death was due to self-inflicted injury within a certain period from the start of the policy (typically two years)."
https://www.progressive.com/answers/does-life-insurance-cove...
https://www.nydailynews.com/2012/06/15/judge-cancels-4m-life...
I've seen the documentary, and it's fine - I enjoyed it. But, to imagine what it could have been if it was about what was really going on there.
Having unintentionally lost a fingertip, the misery can be lifelong as any touch to the end can be extremely painful (allodynia). Prosthetics help enormously.
Kinda off-topic, but I'm trying to find a webfic that I read a few years back, about teenagers in a small town who become guardians of the forest (witches). One of them shapeshifts to kiss a boy she likes(?)
The bit that really stuck with me was a dark ritual gladitorial tournament, where kids come back crippled, missing limbs, or dead. It happened at night in a liminal dreamworld, but the consequences were real.
I think what gets me about that kind of thing, is that in the modern world most blood sacrifice is hidden. People pay in time and sweat, in long term health, and it's never as obvious as losing a hand.
I can't help but think about how future history teachers will explain some of the things going on right in one of the richest nations on earth.