Not sure what you see, but I always multiply transfers times 10 to estimate bandwidth, since there is some overhead in the TCP/IP protocol. So 280MB/s I would estimate being about 2.8gbps...
There maybe further overhead when that packet gets to your router/modem and out to your ISP, and their switches, consider that there's likely another wrapped header on there accounting for 30 more bytes and possibly causing a packet to get split into two smaller ones. I think 10% would be the highest "data rate" vs "port rate" overhead you'd see, without involving a VPN or complex network.
The former system is multiples of 1024, the latter the mathematical and legal definition of x1000
The X10 rule of thumb is probably pretty spot on at the end