How do you solve taxes?
Missing from the above description are people involved in barter economies. There are several barter economy systems in the UK. The UK tax collectors (HM Revenue and Customs) are clear: barter trades can be taxable.
Suggestion: Find an accountant that would like to work as part of a co-operative. The collective either has one big joint account (like a business) or lots of individual accounts - either way good accounting will legally minimise tax burden and help with other stuff.