This only applies to Macs and Mac-a-likes. Actual desktop PCs have many SATA ports and can store reasonable amounts of data without the crutch of external high latency storage making things iffy. I say this as someone with TBs of llama models on disk and I do quantization myself (sometimes).
BTW my computer cost <$900 w/17TB of storage currently and can run up to 34B 5bit llm. I could spend $250 more to upgrade to 128GB of DDR4 2666 ram and run the 65B/70B but 180B is out of the range. You do have to spend big money for that.