If hurricane insurance becomes impossible to acquire for a region, will banks stop giving out mortgages because they require homeowner's insurance in order to lend?

Are banks legally required to offer mortgages to suitable candidates, regardless of region?

I would prefer that my bank, my insurance company, and the government duke it out amongst themselves, and not involve me.

Central FL doesn't see nearly as much hurricane damage as the coast, but we are also being subjected to increased premiums.