Every mile of you driving causes a non-zero amount of risk of injury to other road users. The specific crash might be "accidental", but by driving you're making a conscious choice to cause harm to other people.
If you take this argument to its absurd conclusion, one could argue that by merely living, I'm making a conscious choice to harm other people.
… yes. That’s the entire point. That’s basically the plot to the TV show “The Good Place”.
If you subscribe to this idea you may enjoy Schopenhauer's "On the Suffering of the World"
Maybe a better example is to refer to the marginal effects on mortality caused by vehicle pollution, whereby simply by driving the vehicle causes harm to others, without necessitating a direct consequence of the behavior itself (such in the case of a crash). If say, one in every 10,000 trips resulted in a crash, it would be a bit absurd to say each trip I drive results in 1/10000 of a crash, whereas emitted pollutants is discrete and measurable.