Of course, which is why Discord charges much less then the several hundred dollars per year per seat that Microsoft does?
What is the complaint here, that they're offering a much cheaper service with less credibility?
What is the complaint here, that they're offering a much cheaper service with less credibility?
Discord's marketing is too powerful for these business owners to consider safer, more reliable alternatives. Same story with Stripe, and similar services that cut lifelines with no recourse other than outcry in public forums like HN and Reddit.
If they have to learn the hard way, so be it.
For example, ensure you have a backup email address for those you communicate with on Discord, and convey an alternate communication method (Meet us on Matrix at XYZ!), or on the payments side plan on how to handle a PAN Data Export with a pre-selected vendor that is experienced in ensuring Stripe exports this data to them. From what I have heard, nearly half of all data exports from Stripe fail to occur, so you need to be your own advocate to ensure the stable hosting of your payment card data.
One could always understand the tradeoff (this ban happy service brings me more public, exposes me to leads, as opposed to: they ban on the slightest mistake and are misunderstanding), but as every risk: It should be managed with any of the four basic risk management actions:
- Elimination: which in this case, would be to not use that service at all
- Mitigation: reduce the risk the most (your example of backup exports, etc)
- Acceptance: being aware and recognize maybe alternatives are more costly than accepting the risk
- Transfer the risk: let someone else handle the risk for you (insurance, for example)