In Spain there's no institutional pressure, but peer pressure. I'm expected to have children and pay +1/2 of my income in rent, have little savings, etc.

I'm pretty much an average spaniard in financial terms.

Climate change frightens me too.

I mean, If I had children I would have fear for their future and I would be completely ruined financially.

But it seems this is completely incomprehensible to older generations that wonder why youngster complain about getting hands in their pocket trough rent, pensions, debt, etc.